Knowing the Choice of car insurance

Knowing the Choice of car insurance
Knowing the Choice of car insurance

Our public awareness of possible risks on the road can be considered high. This is seen from the number of car insurance policies offered in Indonesia. This is reasonable because if you see the risks, many accidents that occur on the highway, especially in big cities like Jakarta. For those who want to buy a car insurance policy, it may be confused with the choice of All Risk car insurance or car insurance with Total Loss Only. Let alone cheapest car insurance general that people know.

For that, car owners need to know the difference between All Risk and Total Loss Only car insurance, what’s covered and how to calculate the premium.

International Safety has noted, traffic accidents became the third largest killer in Indonesia, after coronary heart disease and tuberculosis. According to National Traffic data, there were 100,000 cases in 2016. Human negligence is a major factor in the occurrence of accidents. Understandably, this factor not only comes from us but also others. On the streets, the negligence of others can be bad for us. Even if someone has been driving in an orderly manner, he or she may become a victim because of inconsiderate riders.

The risk of injury and death can be reduced by improving safety, but the risk of damaged vehicles is often unavoidable, either mild or severe damage. This is what makes our vehicle, in this case the car, needs to be insured. Moreover, it takes a lot of money even if the damage is only a blister in the car.

Accidents are not the only reason. Robbery and vehicle theft are increasing every day. Not only in big cities, are small and quiet places very often the target of crime. The risk of loss of vehicles continues to increase. Therefore, it is very logical if someone decides to insure his car.

Going into 2018 MPV cars market

Going into 2018 MPV cars market
Going into 2018 MPV cars market

Going into 2018 MPV cars market will be hotter again. If you think the lowest type Wuling packaged with 128 million is still too expensive, then in the next year Wuling will launch the cheapest variant engine 1200 cc which can be cheaper than 120 million’s. Prices that can be considered very cheap is targeting the urban MPV market for fleet or for those who want a new car, does not need performance, but need a new MPV and cheap. Here Wuling can damage the used car market, Datsun and Calya.

Still a matter of Wuling, He will also come up with a new model that is now starting to roam the streets for testing. The undiscovered Wuling will be an Innova rivals with Xpander equivalent prices, even cheaper. It is said that for the Indonesian market it will be equipped with 1,800 cc engine and AMT transmission, not 1,500 cc turbo and dual clutch transmission.

Furthermore, Datsun who had not heard their new products after a few years, eventually they will soon launch a long-awaited car, the Datsun Cross. Datsun Cross will slide after Datsun GO CVT with minor change. Taking the same design as the GO Datsun, only this Datsun Cross will have the SUV-style accessories and the rear more spacious than we know today.

Finally, there will be 3 new stars that glide in GIIAS 2018. First is the new Avanza – Xenia which will be longer, wider and more feature-rich, then Suzuki Ertiga full major change which will take the base of the new Suzuki Swift from India. All three products will be interesting to discuss, because want anyway nowadays Avanza is still the best-selling car in Indonesia.

Looking at the MPV market next year it feels the consumer will be given many lucrative options, With new products that will be designed better than before, if you want to buy one MPV at the end of this year, it would not hurt to wait and see the new model Anything that suits your betel if you are not in too much of a hurry to replace your new car. That’s it we have not spoken Calya-Sigra minor change and Nissan MPV-based Xpander in 2019 yes. Anyway it will be getting exciting the next year. How is your own opinion about 2018 car models?