We recommend that you apply for a credit card in the place or area that corresponds to your id card, so the bank will be more trusting and easy to find your residential address. This will be an important point for the bank, as they find it easier to find your whereabouts if you have a problem with your credit card. Check out some points below according to www.creditkarma.com, related to where you live:
It would be very good if the phone number in your home fix line. Make sure home people receive bank verification well and match the actual data.
Choose the Right Bank for you. There are many banks that provide credit card facilities, but as a potential applicant, you should think to apply to a bank that has a high approval rate for people who have never had a credit card (submission with pay slip). Choose one of the banks that have these criteria and note some of the points below in addition
- Choose bank used office to pay payroll. It would be nice if you apply for a credit card at the same bank where your office pays the employee’s salary each month. That way, the bank will easily see your financial history in your personal account.
- Make sure that the balance of your savings and fund turnover in your savings during the last 3 months is in good and sufficient condition. This will be seen by the bank as a picture of your financial ability.